Keeping your account out of the Risk Department is easier than you might think.
Below are a few tips on how to avoid drawing unnecessary attention to your
Scale up to using your full approved processing amount over a period of a few months
“Running Hot” is a term used when you process the full amount you are allowed the first month, and don’t scale up over a few months. This is something that the Risk Department notices and they will watch your account closely.
Putting thought into your price points is a necessary and important step
The price points on your URL need to be easily
understood throughout the website as well as make
sense based on the type and quantity of the product
you are selling.
Paying attention to your Chargeback percentages is very important in keeping your MID healthy.
High chargeback percentages can draw the attention of the risk department and get your account shut down, they can even put your business on the MATCH list as a high risk business. It is very important to keep your ratios below the regulated percentage specified by the bank.